I'll do my best to keep my blogs short. If anyone would like more in depth information, feel free to email me at procraft.centralfl@gmail.com and I'll be happy to answer any questions. This is my first blog in a two-part 'series' that will help to address the the claim "LICENSED AND INSURED'', and some of the common misconceptions that go along with this claim.
In the State of Florida, anyone can visit the Tax Collector and pay $28.00 for an Occupational License. Technically, an individual can now claim that they are in fact "LICENSED". The difference between an Individual with a simple occupational license versus a State Licensed Contractor is the fact that any work completed on or in a home in the Florida that exceeds $1500.00, such as a Kitchen Remodel or Screen Enclosure, MUST be accompanied by a Building Permit approved by the Building Department.
Only a State Licensed Contractor can pull a Building Permit.
Any work done on your home without a proper permit can be grounds for your Insurance Company to Cancel your Homeowner's Insurance (and we all know how hard it is to get Insurance in Florida).
Protect yourself, your home, and your Insurance Policy - get the facts. When in doubt, ask the contractor that you're about to hire to produce documentation proving that they carry up-to-date licensing through the State of Florida. Saving a few hundred dollars by hiring a contractor that lacks proper licensing can result in financial consequences in the tens of thousands of dollars! Thanks for reading, in my next blog I'll go more into detail on what to look for regarding your contractor's insurance coverage.
Rick Endicott
President, ProCraft Construction of Central Florida, Inc
Phone: (863) 874-0051
